Financial Program Strategies, Inc.

We are not affiliated with the Department of Housing (HUD)
or any state housing agency.

About Us


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Your Trusted Advisor

Financial Program Strategies, Inc. is a fee-based preparation and advisory company dedicated to helping America's families access the most down payment and/or closing cost assistance available to pursue their home ownership dreams.

We offer personal educational advice, expertise, and easy-to-use Internet utilities to make filing a down payment and closing cost assistance application, quick and accurate. While requesting down payment and closing cost assistance directly from state agencies is free through many federal and state agencies the process isn’t easy. State and Federal government agencies that make down payment and/or closing cost assistance available and the mortgage underwriting guidelines that often change can sometimes be more complicated than filing federal income tax forms.

To avoid mistakes and delays that could prevent homebuyers from taking advantage or qualifying for available down payment and closing cost alternatives, many families turn to our trained Housing Specialists for assistance. We help families prepare our DAP-Application Form correctly so they have the best opportunity for assistance. For this service, we charge a modest fee.

Barbara Osach leads FPS’s experienced management team. The company was established 10 years ago and is privately held. The company works with national banks, mortgage companies and realtors throughout the country.

We are not affiliated with the U.S. Department of Housing, its website (www.Hud.gov), or any other state or federal agency.

CUSTOMER SERVICE: Call toll-free 1.800.922.3210

NEWS MEDIA: For interviews, please call office.


Our Services

We simplify the processing of information for homebuyers by identifying any and all state agencies that provide Down Payment and/or closing cost assistance and help support homebuyers in savings and accessing the adequate funds needed. We do this by asking specific questions that help support our company in identifying potential funding sources which may or may not include your state, the federal government, the seller, any realtor, any non-profit agency approved or not approved by the federal government. We review your DAP-Application Form personally using our unique 25-point DAPCheck™ error detector and human review. Our two convenient options are: DAPLive™ and ExpressDAP™.

DAPLive™ is a telephone consultation service where one of our knowledgeable Housing Specialists walks you through a simplified process in about 15 to 20 minutes. We check for accuracy using our unique 25-point DAPCheck™ error detector, and file your application electronically. Call us at 1.800.922.3210.

DAPLive™

ExpressDAP™ is our online service where you enter your information on our secure Web site, and then one of our Housing Specialists personally reviews your form with our unique 25-point DAPCheck™ error detector. We’ll contact you to resolve any errors before submission.

ExpressDAP™

Either way, we monitor your application’s status and keep you informed by e-mail every step of the way.

Our professional services are reasonably priced and affordable. Please note that you are not required to complete this process using our services and you may contact any state or government agency to access some programs that we may identify using our services.

We have 10 years’ experience with professionally supporting homebuyers through the home buying process.

Our team and affiliates are trained rigorously and adhere to the highest standards of professionalism.

We are committed to ensuring the privacy and security of the information entrusted to us by our clients.

We are proud to be a Better Business Bureau (BBB) Accredited Business.

We have helped hundreds of homebuyers and their families successfully prepare and plan, enabling them to achieve one of the best investments in their future – a home.

We look forward to serving you by maximizing all down payment and closing cost assistance available and helping you through the process.

We are not affiliated with the U.S. Department of Housing, its website (www.Hud.gov), or any other state or federal agency.

Contact Us

Call Now to Apply

1.800.922.3210